Why Choose to Pawn vs using a bank?
-When you pawn an item it remains anonymous and it will not hurt your credit if you choose to default on the loan.
-Acquiring the money needed is a lot easier and quicker vs a traditional bank.
– No credit check required.
-Using a Pawn Loan will not affect your credit score nor will you even need a credit score to acquire a loan.
-You will receive your item you Pledged/pawned as soon as you pay the loan amount back.
-You need the money ASAP.
-Using a Pawn Loan will not bankrupt you like using a traditional bank loan if you can’t pay the interest.
-If you don’t pay your interest we can’t come after your assets and house like a traditional bank can.
-Pledger has to be at least 18 years of age and have a valid forum of state issued license.
Items we accept for loan collateral.
Gold Jewelry (10k,14k,18k.)
Silver Jewelry (Sterling, 925.)
Platinum Jewelry (900,950.)
Watches (Rolex, Tag, etc.)
Gold and Silver Bullion.
Gold and Silver Coins.
All loans $500.00 and under have a 2% finance charge and a 20% Service (Storage) Charge per month. All loans $501.00 and above have a 2% finance charge with a $100.00 Service (Storage) charge per month.
If you lose the pawn ticket?
Immediately notify us in writing. If you lose the pawn ticket prior to redemption period, make an affidavit with indemnification or such a loss.